SOLUS seminars

One of the important activities of the SOLUS Association is education of member companies’ representatives and other professionals in the area of responsible lending, legislative changes and other trends that influence the risk management of financial services. Since 2005 the SOLUS Association together with the main partner Společnost pro informační database, a.s. organize the seminars titled: „The path to responsible lending in the Czech Republic“

Since 2005 a number of important personalities from ranks of trading companies, government and supervisory authorities and organizations which focus on the protection of consumers spoke at the seminars. Seminars are held regulary every year in June and December.

Historical themes of the seminars:

22nd SEMINAR PATH TO RESPONSIBLE LENDING IN THE CZECH REPUBLIC – SEPTEMBER 6, 2018, CHAMBER OF DEPUTIES PARLIAMENT OF THE CZECH REPUBLIC

TOPIC: Client Information Registers and their contribution to the prevention of executions and personal bankruptcies in the Czech Republic

    Marek Benda, Chairman of the Committee on Constitutional and Legal Affairs
    Introduction to consumer debt in the Czech Republic

    Patrik Nacher, Chairman of the Subcommittee on Consumer Protection
    Development of financial literacy of the population and the necessity for consumer protection on the side of prevention against reckless acceptance of obligations

    Radek Hábl, author MapaExekuci.cz (map of executions)
    Introduction to execution in the Czech Republic

    Josef Prokeš, Director of the Administrative Section of the Office for Personal Data Protection
    Client information registers and their legitimacy in terms of data protection

    Jan Stopka, Secretary of the Association SOLUS
    Introduction to Client Information Registers of the Association SOLUS. Processed data and statistics, their evolution over the past five years

21st SEMINAR PATH TO RESPONSIBLE LENDING IN THE CZECH REPUBLIC – JUNE 20, 2017, HOLIDAY INN – PRAGUE CONGRESS CENTRE

    prof. Dr. Ing. Jan Frait, Executive Director of the Financial Stability Department, CNB (Czech National Bank)
    Indicators of mortgage credit risk and their upper limit in the recommendations of ČNB

    Ján Hurný, Společnost pro informační databáze
    Case Studies of Alerts and Mass Inquiry usage in SOLUS Registers

    Ing. Marek Novotný, MBA, Director of Credit Management O2 Czech Republic
    Telco Score – a new product on the market of scoring information

    Mgr. Ing. Eva Hepperová, Chairwoman of the Union of Associations of insolvency administrators
    New legislation on insolvency and its impact on insolvency administrators and creditors

    Jan Stopka, tajemník sdružení SOLUS
    Current statistics and comparison of information in Client Information Registers of the SOLUS Association, Central Register of Executions and Insolvency Register

20TH SEMINAR THE PATH TO RESPONSIBLE LENDING IN THE CZECH REPUBLIC – OCTOBER 11, 2016, HOLIDAY INN – PRAGUE CONGRESS CENTRE

    Vít Ossendorf, Czech National Bank
    Licensing CNB lending according to the Act on the provision of consumer credit

    Jan Slanina, Appointee of data protection SOLUS
    Privacy in practice Operator register of client information

    Radek Hábl, the Agency for Social Inclusion
    Introducing a new strategy for the Agency’s work

    Jindřich Kubát, Czech National Bank
    Introducing proficiency tests for workers credit companies

    Jan Stopka, Secretary of the SOLUS
    The indebtedness of citizens in the regions of the Czech Republic.
    Monitoring a responsible approach to examining the creditworthiness of clients by members of SOLUS.

19TH SEMINAR THE PATH TO RESPONSIBLE LENDING IN THE CZECH REPUBLIC – FEBRUARY 12, 2015, HOLIDAY INN – PRAGUE CONGRESS CENTRE

    Matej Urban, deputy EEIP, Charles University
    Presentation of the study results to the Safe Loan Navigator 2014

    Jana Steckerová, senior economist of Komercni banka
    The macroeconomic outlook and the credit market in 2015

    Jan Slanina, Director of External Relations and Compliance of the Society for Information Database, Inc.
    Current information and legal aspects of the activities of the association SOLUS

18TH SEMINAR THE PATH TO RESPONSIBLE LENDING IN THE CZECH REPUBLIC – JUNE 5, 2014, HOLIDAY INN – PRAGUE CONGRESS CENTRE

    Daniel Hůle, Head of Career program and Debt counselling in organization People in need
    Trade with misery

    Mgr. Luboš Dörfl, Judge of the High Court in Prague
    Debt relief in judicial practice

    Jan Slanina, product director of Společnost pro informační databáze, a.s.
    New product for the use of registers SOLUS
    Development in the field of dispute about revocability of consent to the processing of personal data

17TH SEMINAR THE PATH TO RESPONSIBLE LENDING IN THE CZECH REPUBLIC – DECEMBER 3, 2013, HOTEL BARCELÓ

    Mgr. Lukáš Vacek, Zástupce finančního arbitra
    Frequently solved disputes between customers and financial institutions

    Mgr. Pavel Štern, director of Probation and mediation service of the Czech Republic
    Actual activities of Alliance against debts

    Jan Stopka, secretary of the SOLUS Association
    Recent information about the functioning of Registers of the SOLUS Association

16TH SEMINAR THE PATH TO RESPONSIBLE LENDING IN THE CZECH REPUBLIC – JUNE 12, 2013, HOTEL BARCELÓ

    Ing. Michal Pešek, director of National registers authority
    Recent status of the basic registers and upcoming changes

    Jakub Seidler, Tomáš Konečný, Financial Stability Department CNB
    Presentation of the results of the investigation of the bank’s credit conditions

    Jan Slanina, product director of Společnosti pro informační databáze, a.s.
    Recent statistic of registers and development of new projects of the SOLUS Association

15TH SEMINAR THE PATH TO RESPONSIBLE LENDING IN THE CZECH REPUBLIC – DECEMBER 11, 2012, HOTEL BARCELÓ

PhDr. Petr Teplý, assistant professor at the Charles university
Introduction of the project: Navigator of secure loan

Ing. David Šmejkal, director of Counselling in Stringency in Public Benefit Organization form
Recentexperience of working with clients from Counselling in Stringency

Jan Stopka, secretary of the SOLUS Association
Extension of membership base and development of new projects of the SOLUS Association

14TH SEMINAR THE PATH TO RESPONSIBLE LENDING IN THE CZECH REPUBLIC – JUNE 26, 2012, HOTEL BARCELÓ

    Ing. Vladimír Gazárek, president of Asociace inkasních agentur
    Intent of the regulation of the activity of debt collection agencies in its contex

    Ing. Jan Vejmělek, Ph.D., CFA, chief economist, Komerční banka
    Macroeconomic outlook of economy of Czech Republic in second half of year 2012

    Jan Stopka, secretary of the SOLUS Association
    Recent news and statistics of the client‘s Registers of the SOLUS Association

13TH SEMINAR THE PATH TO RESPONSIBLE LENDING IN THE CZECH REPUBLIC – DECEMBER 5, 2011, HOTEL BARCELÓ

    JuDr. Helena Kolmanová, director of Consumer Protection Department, CNB
    Assessment of debtor’s creditworthines according to the act on consumer credit from the perspective of a supervisory authority

    JuDr. Michal Žižlavský, Chairman of the Expert Council of association og insolvency administrators
    The new duty to submit an insolvency petition after January 1, 2012 – consequences of violation the obligation from the debtor’s and creditor perspective

    Jan Stopka, secretary of the SOLUS Association
    Assessment of the year 2011, plans for the year 2012

12TH SEMINAR THE PATH TO RESPONSIBLE LENDING IN THE CZECH REPUBLIC – JUNE 22, 2011, HOTEL BARCELÓ

    Dr. Ing. František Klufa, Financial Arbiter of the Czech Republic
    Consumer credits – a novelty in the competence of the Financial Arbiter

    Mgr. Luboš Dörfl, judge and vicechairman of the Regional court of Prague, section of insolvencies
    Debt relief and its evaluation from view of judicial practice

    Jan Stopka, secretary of the SOLUS Association
    Recent statistics from the Registers of the SOLUS Association

11TH SEMINAR THE PATH TO RESPONSIBLE LENDING IN THE CZECH REPUBLIC – DECEMBER 7, 2010, HOTEL BARCELÓ

    Ing. Helena Horská, Ph.D., senior analyst of Raiffeisenbank a.s.
    Czech economy and its business sector on the road from recession

    Ing. Josef Maňhal, chief inspector of the inspectorate CTIA Jihočeský a Vysočina
    Act 145/2010 on consumer credit

    Pavel Sobíšek, analyst of UniCredit Bank
    Czech consumer in the halftime of economical recovery

    Jan Stopka, secretary of the SOLUS Association
    Recent statistics from the Registers of the SOLUS Association

10TH SEMINAR THE PATH TO RESPONSIBLE LENDING IN THE CZECH REPUBLIC – JUNE 9, 2010, HOTEL BARCELÓ

    Ing. Miroslav Singer, Ph.D., vicegovernon of CNB a Ing. Jaroslav Ungerman, CSc., economist
    Macroeconomic view on indebtedness and scenarios for future development

    MVDr. Ilona Rochová, department of economic criminality ÚSKPV
    Practical experience with investigating credit and insurance frauds

    Jan Stopka, secretary of the SOLUS Association
    Recent statistics from the Registers of the SOLUS Association

9TH SEMINAR THE PATH TO RESPONSIBLE LENDING IN THE CZECH REPUBLIC – DECEMBER 3, 2009, CONGRESS CENTER U HÁJKŮ

    Ondřej Simon, member of presidium of Czech Association Treasury
    Changes in company practise stemming from the payments act

    Radomíra Papoušková, coordinator of the European Mortgage Federation in the Czech Republic
    Possible impacts of european regulation to our market

    Jan Stopka, secretary of the SOLUS Association
    Extension of membership base of the SOLUS Association and extension of product offer + Recent statistics from the Registers of the SOLUS Association

8TH SEMINAR THE PATH TO RESPONSIBLE LENDING IN THE CZECH REPUBLIC – JUNE 25, 2009, CONGRESS CENTER U HÁJKŮ

    Petr Kužel, president of Czech Chamber of commerce
    Czech enterprises in the period of financial crisis

    Ing. Josef Tržický    , head of consumer legislation department, Ministry of Industry and Trade of the Czech Republic a Mgr. Lukáš Vacek, head of consumer protection on financial market, Ministry of Finance of the Czech Republic
    Transposition of directive about contracts on consumer credit

    Ing. Ondřej Felix, CSc., head architect of e-government, Ministry of the Interior of the Czech republic
    Basic state egisters and data boxes

    Jan Stopka, secretary of the SOLUS Association
    10 years on the path to responsible lending

7TH SEMINAR THE PATH TO RESPONSIBLE LENDING IN THE CZECH REPUBLIC – DECEMBER 10, 2008, HOTEL ADRIA

    Ing. Miroslav Ševčík, CSc., economist
    The present financial crisis – its causes and course

    Kamil Kunc, analyst, research agency STEM/MARK
    The attitudes and opinions of czech consumers in the time of unstability of financial markets

    Jan Stopka, executive director of Společnosti pro informační databáze, a.s. and secretary of the SOLUS Association
    News in the Negative Registers of the SOLUS Association

6TH SEMINAR THE PATH TO RESPONSIBLE LENDING IN THE CZECH REPUBLIC – JUNE 24, 2008, QUALITY HOTEL PRAGUE

    Ladislav Veselý, head of production plant of Státní tiskárny cenin
    Valid versions of documents, protective elements, trends in counterfeiting documents

    Ing. Jaroslav Ungerman, CSc., economic advisor of Společnosti pro informační databáze, a.s.
    Trends in the development of the credit market and prediction of future development

    Jan Stopka, executive director of Společnosti pro informační databáze, a.s. and secretary of the SOLUS Association
    Statistics of the Negative Registers of the SOLUS Association and introducing of project “invalid documents“

5TH SEMINAR THE PATH TO RESPONSIBLE LENDING IN THE CZECH REPUBLIC – JUNE 26, 2007, HOTEL JOSEF

    Plk. Mgr. Vladimír Zimmel, deputy director of ÚSKPV, Policejní prezidium
    Trends in counterfeiting of documents and financial crime

    MUDr. Petr Ježek, Asociace občanských poraden ČR
    Introducing the project: Complex system of debt counseling for civil counseling in the Czech Republic

    Jan Stopka, executive director of Společnosti pro informační databáze, a.s. and secretary of the SOLUS Association
    Recent statistics and news in functioning of the Negative Registers of the SOLUS Association
    Press release

4TH SEMINAR THE PATH TO RESPONSIBLE LENDING IN THE CZECH REPUBLIC – DECEMBER 7, 2006, HOTEL EXPO

    Ing. Jaroslav Ungerman, CSc., economist
    Trends in the development of the credit market and prediction of future development

    JUDr. Věra Knoblochová, PhD., Ministerstvo průmyslu a obchodu ČR
    European Consumer Credit Directive – state of discussion, expected changes, position of the Czech republic

    Jan Stopka, executive director of Společnosti pro informační databáze, a.s. and secretary of the SOLUS Association
    Impacts of existence of the Negative Registers of the SOLUS Association on consumer behavior and benefits of the register for the SOLUS Association members
    Press release

3RD SEMINAR THE PATH TO RESPONSIBLE LENDING IN THE CZECH REPUBLIC – JUNE 27, 2006, HOTEL EXPO

    Ing. Michaela Erbenová, Ph.D., senior director and member of the bank board of České národní banky
    Integration of supervisionof the financial market in Czech Republic: challenge and opportunity

    Ing. Vladimír Hanuš, vicechairman of consumers organization Spotřebitel.cz
    Consumer issues in Czech Republic

2ND SEMINAR THE PATH TO RESPONSIBLE LENDING IN THE CZECH REPUBLIC – DECEMBER 6, 2005, HOTEL EXPO

    Ing. Jaroslav Ungerman, CSc., economist
    Main tendencies of the development in population indebtedness

    Mgr. Jiří Kohoutek, head of civil – legal legislative of Ministerstva spravedlnosti ČR
    New bankruptcy regulation – draft act on insolvency administrators and draft acton insolvency and the ways of its solutions (Insolvency Act)

1ST SEMINAR THE PATH TO RESPONSIBLE LENDING IN THE CZECH REPUBLIC – JUNE 2, 2005, HOTEL EXPO

    JUDr. Alena Ludrovská, chairman of council of the SOLUS Association
    Association and its activity, the Code of Ethics, Rules for create, administration and exploitation of databases; suggested consents; control mechanisms; benefits of the association’s activities for members and their clients

    JUDr. Jiří Maštalka, referent of advisory councils the office for personal data protection
    Act no. 101/2000 Sb., as amended – insights of practice and inspection; use of birth number; copy identity card; Act no 133/2000 Sb., as amended

    Alice Barešová, head of department of methodology of general inspection CTIA, a Ing. Eva Nebeská, department of methodology of general inspection CTIA
    Law n. 21/2001 Sb., as amended; APRC(Annual Percentage Rate of Charge) and its calculation; insights of practice and inspection